5 richest 5 poorest neighborhoods

The 5 Richest Neighborhoods in the US

1. Los Angeles, California 90067 (Century City, to be exact)
2. West Atherton, California 94027 (in the San Francisco Bay Area)
3. Palm Beach, Florida 33480
4. Greenwich, Connecticut 06831
5. Weston, Massachusetts 02493 (near Boston)

The 5 Poorest Neighborhoods in the US

1. El Paso, Texas 79901 (Chihuahita area)
2. Cincinnati, Ohio (English Woods area)
3. Anapra, New Mexico 88063
4. St. Louis, Missouri 63106 (St. Louis Place area)
5. San Antonio, Texas 78202 (Harvard Place / Eastlawn area)

One interesting difference between the rich and the poor listed here: the poor's mortgage balances are generally 2-4 times their annual income, while the mortgage balances of the rich barely exceed their annual income. Also, most of the rich neighborhoods have higher average credit scores than the poor, but not by much. No one on this list comes close to an 800 credit rating. Just goes to show that good planning and discipline (not the amount of money you have) is what's needed for a stellar score.